PG and I looked at houses yesterday, and I think we may have settled on one. We went to five different houses. The first one was in Savoy, maybe a block and a half from my apartment. We loved it, but the price was too high. It was a single story ranch with a full basement, and it looked great, had everything we wanted, kept me close to work (and put her closer to work), but it was just more than I’m willing to spend. The next place was on Springfield in Champaign. Two stories, fireplace, recently remodeled. Again; it had everything we wanted, but again, it was too much than I wanted to pay (both were over $142,000). There was a place on Church (two stories, fireplace, basement) that was fine (“cozy” was the term thrown around, but it’s a polite way of saying small), but the basement (which we want for the bulk of the animals that I’ll be inheriting) was a pit. Plus there was no garage, so we crossed that off the list. The fourth one was off of Prospect on Tremont, and was pretty great. Two stories, hardwood floors everywhere, nice woodwork, sunroom for the plants. $129,000, but the basement was unfinished and tiny. We’re both just shy of six feet tall and we would’ve spent any and all of our time down there hunched over trying not to get a concussion. So that was also a pass.
The last house we looked at was also the least expensive. But it’s the one I like the most (well, the one I like the most in the price range, because I was all about the Savoy house…). Full basement that needs a little work, but two baths, three bedrooms, hyooge fenced in back yard (with deck!), dining room, kitchen (with new flooring, looks like), family room, dining room (all the rooms with a fresh coat of paint, too), single-car garage and a fireplace. The roof was replaced in 1999, new hot water heater in 2003, new driveway, new furnace and central air conditioning in 2004, new front door, front steps and sidewalk in 2005. The location was kind of iffy (off of North Neil, which can sometimes be kind of dicey), but it pulls into a subdivision that looks like a really nice neighborhood
and it’s on a cul-de-sac. So the street address is #6. Six! That’s kind of neat. It's still over $100,000 but it's low enough that I could make the whole payment each month if I needed to.
We’re meeting with a bank rep this afternoon about the loan and then we’re taking another walk-through after that. Then we may make a decision. Or think about making one.
Everything is moving very fast. But I’ve never been more sure about wanting something than I am about this, and that’s the truth. It’s a big step – the house as well as the cohabitation – but I’m pretty sure we’re ready for it.